First Dakota National Bank

Adapting to the Future of Ag: Lessons from FARMCON | 1-9-2026

This discussion features Kevin Haselhorst, our SVP - Ag Banking Credit Manager, who joins the podcast to share key insights from the recent FARMCON conference. The conversation focuses on the rapidly changing landscape of agriculture and the importance of flexibility and innovation in farming practices. Attendees explored the necessity of re-evaluating decisions based on new information and adjusting strategies to thrive amidst tight margins, particularly in sectors like grain. Key themes include recent updates to crop insurance programs, the financial advantages of recognizing nutrient levels as deductible expenses, and strategies for reducing production costs to maintain a competitive edge. This session is essential for farmers and ranchers looking to stay ahead of industry trends and ensure their operations remain viable in an evolving market.

#AgBanking #FARMCON #AgricultureInnovation #FlexibilityInFarming #CropInsurance #NutrientDeduction #ProductionCostReduction #FarmManagement #IndustryTrends #SustainableFarming #GrainMarket #Farmers #Ranchers #AgricultureFinance #CompetitiveEdge

Goal Setting for Farmers: Planning for a Successful Year

Join our discussion on the agricultural outlook for 2026, focusing on the importance of setting realistic goals and engaging in strategic planning to navigate potential challenges in the industry. Learn how to assess strengths, weaknesses, opportunities, and threats to improve outcomes for your farm or ranch in the upcoming year. Tune in for valuable insights and practical advice to kickstart your farming strategies for success.

#Agriculture2026 #FarmPlanning #GoalSetting #StrategicPlanning #Agribusiness #FarmingSuccess

Counting Blessings: End-of-Year Advice for Producers | 12-26-2025

"Counting Blessings: End-of-Year Advice for Producers" takes a thoughtful look back at the triumphs, challenges, and lessons learned by farmers and ranchers throughout the year. This feature highlights the resilience and adaptability of agricultural communities, celebrating strong yields, innovative solutions, and financial wins that have shaped the season. With heartfelt stories and practical insights, it invites producers to reflect on successes, appreciate the support of their communities, and carry forward the spirit of gratitude and hope into the coming year.

#CountingBlessings #YearEndReflection #Ag2025 #FarmLife #Agriculture #Farmers #Ranchers #AgCommunity #AgSuccess #Gratitude #AgResilience #Harvest2025 #AgHope #AgInspiration #AgStories

Reflect, Plan, Grow: End-of-Year Advice for Producers | 12-190-2025

As the year comes to a close, “Reflect, Plan, Grow: End-of-Year Advice for Producers” offers practical insights and actionable guidance for farmers and ranchers looking to finish strong and set the stage for future success. This piece encourages producers to thoughtfully review the past season, identify areas of strength and improvement, and create a strategic plan for the months ahead. With expert tips on financial planning, budgeting, and effective collaboration, this article empowers agricultural producers to turn reflection into real growth and thrive in the upcoming year.

 

#FarmPlanning #AgAdvice #YearEndReview #ReflectPlanGrow #AgSuccess #Farmers #Ranchers #Agriculture #AgFinance #FarmManagement #EchoVisions #FinancialPlanning #AgTips #FarmGrowth #ProducerSupport

From Short-Term Cuts to Long-Term Rates: A Focus on Agribusiness | 12-12-2025

"From Short-Term Cuts to Long-Term Rates: A Focus on Agribusiness" explores the evolving financial landscape within the agribusiness sector. This piece delves into the implications of immediate budgetary adjustments and their potential impact on sustainable growth. It highlights how short-term financial strategies can influence long-term rates and overall profitability in agriculture. By examining market trends, policy changes, and investment strategies, the discussion aims to provide insights that equip agribusiness stakeholders with the tools needed to navigate shifts in the economic environment successfully.

#Agribusiness #FinancialStrategies #SustainableGrowth #MarketTrends #InvestmentInsights #AgricultureFinance #LongTermRates #ShortTermCuts #PolicyImpact #EconomicGrowth #AgroEconomics #FarmingFinance #RuralDevelopment #BusinessStrategy #AgTech

Analyzing the Margin Divide: Top vs. Bottom Ag Producers | 12-5-2025

Analyzing the Margin Divide: Top vs. Bottom Ag Producers explores the significant disparity in financial performance among agricultural producers. This discussion delves into factors contributing to the gap in profit margins, from operational efficiency to overhead costs and debt management. By examining data from the FINBIN database, the piece highlights key differences in break-even costs between top-tier and lower-tier producers, offering insights into strategies that can help less efficient farmers improve their financial standing and close the margin gap.

#NateFranzén #Agrivisions #AgriBusiness #FarmFinance #ProfitMargins #AgriculturalEfficiency #FarmingStrategies #FINBIN #FinancialPerformance #AgricultureInsights #MarginGap #SustainableFarming

Celebrating Farmers: The Backbone of Our Economy | 11-28-2025

In this episode of "Celebrating Farmers: The Backbone of Our Economy," we delve into the vital role that farmers and ranchers play in sustaining not just our local communities, but also our nation and the world. Join us as we thank these hardworking individuals for their dedication and commitment to producing the food that fuels us all. We discuss the importance of their work ethic, the resilience they show even in challenging times, and the impact of their contributions on the agricultural economy. With insights from industry leaders like Nate Franzén of First Dakota National Bank, we reflect on the year's successes and the unwavering spirit of the agricultural community. Tune in to express gratitude and gain a deeper appreciation for the foundation of our economy—our farmers.

#CelebratingFarmers #AgCommunity #FarmersFirst #AgricultureMatters #ThankAFarmer #SustainableFarming #LocalFood #FarmToTable #Dedication #Resilience #AgriculturalEconomy #FirstDakotaNationalBank #HarvestSeason #FarmlandPride #FarmersOfTheWorld #SupportLocalFarmers #BackboneOfOurEconomy

 

Balancing Act: Protecting Equity in a Volatile Agricultural Market | 11-21-2025

Today, we examine the challenges and strategies involved in maintaining fairness and financial stability within the unpredictable agricultural landscape. It highlights the need for effective risk management and equitable practices to support farmers and ensure a resilient market, even amidst volatility.

#Agriculture #Fairness #FinancialStability #RiskManagement #SustainableFarming #EquitablePractices #ResilientMarket #FarmersSupport #MarketVolatility #AgriculturalChallenges #Cattle #Farmers #NateFranzén #Agrivisions

Welcome to Landera: A New Era in Agricultural Financing | 11-14-2025

In a recent discussion, Jeff Wolfgram, manager of Landera, highlights the successful rebranding from Dakota Mac to Landera, which officially took place on November 3rd. This change marks an exciting new chapter, allowing for territory expansion while maintaining a strong commitment to agriculture and its producers. With the agricultural landscape facing economic challenges, Landera is dedicated to supporting clients through both profitable times and adversity, providing assistance with cash flow and restructuring when necessary. The market remains active, with opportunities for expansion as the next generation of farmers enters the scene. Landera aims to be a vital partner in this evolving environment.

#Landera #LanderaAgFinance #DakotaMac #AgricultureFinance #FarmersSupport #InnovationInAgriculture #RuralAmerica #ExpansionPlans #FinancialSolutions #EmpoweringFarmers #AgriBusiness #Rebranding #CustomerExperience #AgricultureGrowth #TechInAg #SustainableFarming

Dakota Mac Rebrands: Welcome to Landera Ag Finance | 11-07-2025

Dakota Mac has officially rebranded as Landera Ag Finance, marking an exciting new chapter in its mission to support the agricultural community. This transformation reflects a commitment to providing innovative financial solutions tailored to the unique needs of farmers and agribusinesses. With a focus on enhancing customer experience and fostering growth, Landera aims to empower clients with the resources they need to thrive in a dynamic agricultural landscape. The rebranding symbolizes a fresh perspective and renewed dedication to serving the agriculture sector with integrity and expertise.

#LanderaAgFinance #DakotaMac #AgricultureFinance #FarmersSupport #InnovationInAgriculture #RuralAmerica #ExpansionPlans #FinancialSolutions #EmpoweringFarmers #AgriBusiness #Rebranding #CustomerExperience #AgricultureGrowth #TechInAg #SustainableFarming