First Dakota National Bank

Mid-Year Financial Checkup: Essential Tips for Farmers and Ranchers | 7-7-2025

In this informative discussion, financial expert Nate Franzén emphasizes the importance of conducting a mid-year financial review for farmers and ranchers. They outline best practices for tracking actual performance against budgets and offer strategies to stay disciplined in financial management. With insights on utilizing accounting resources and software, they encourage producers to take a proactive approach in assessing their operations' financial health. This guide serves as a reminder to prioritize financial reviews to ensure agricultural success and stability.

#FirstDakota #Finance #RuralEconomy #EconomicGrowth

Unlocking Success: Training the Next Generation of Ag Bankers | 6-30-25

In this segment, we explore the importance of training the next generation of agricultural bankers with an experienced instructor from the South Dakota Bankers Association. Discover key topics covered in the program, including financial analysis and problem-solving, and learn why well-trained bankers are crucial for supporting rural America’s agricultural sector. Join us as we discuss the future of ag finance and the impact of education on the industry. 

#AgBanking #RuralFinance #AgricultureEducation #BankingSkills #AgriBusiness #FinancialLiteracy

Emerging Farmers Program: Preparing for Future Challenges | 6-23-2025

In this episode, we dive into the Emerging Farmer Program with Nate Franzén and Michelle Rook.

Emerging farmers are a vital force in modern agriculture, tackling challenges like climate change and market volatility with innovative and sustainable practices. They prioritize environmentally friendly techniques to enhance crop yields while preserving soil health and conserving resources. By leveraging technology and building community networks, these farmers are not only enhancing their operations but also promoting local food systems and food security. Their commitment to sustainable agriculture positions them to shape a resilient future for farming, ensuring a positive impact on both the environment and the economy.

#EmergingFarmers #Agribusiness #FarmManagement #FinancialEducation #LeadershipDevelopment #YoungProducers #FarmingCommunity #AgriculturalTraining #SuccessStories #FutureFarmers #RiskManagement #SustainableFarming #FamilyBusiness #FieldTrips #FarmersOfTheFuture

Why Local Banks Matter: Strengthening Our Communities | 6-16-2025

Today, we explore the critical role of community banks in fostering economic growth and vibrancy in rural America. As the number of local banks continues to decline, we discuss the implications for communities and why supporting these institutions is essential for maintaining strong, resilient economies. Learn how overregulation is challenging small banks and discover the mutual benefits of banking locally.

#FirstDakota #CommunityBanks #RuralEconomy #EconomicGrowth #LocalBanking #SupportLocal #BankingResilience #Overregulation #FinancialLiteracy #CommunityDevelopment #SmallBusinessSupport #RuralAmerica #BankingLocal #EconomicVibrancy #FinancialInclusion #InvestInCommunity

Banking on Change: Navigating Policy and Regulation | 6-6-2025

Join Michelle Rook and Nate Franzén, President of the Agri-Business Division, as they delve into the latest developments in the banking industry. In this episode, they discuss insights from the Central States Bankers Convention, highlighting the evolving regulatory landscape under the current administration. Discover the implications of recent appointments, such as Mickey Bowman as the director of bank supervision for the Federal Reserve, and the potential changes to the controversial 1071 policy regarding small business loan disclosures. Tune in for an informative conversation on how these updates impact community banks and the broader agribusiness sector.

 

#BankingOnChange #Agribusiness #CommunityBanking #RegulatoryReform #SmallBusinessLoans #BankPolicy #CentralStatesBankers #MickeyBowman #DoddFrank #FinancialRegulations #Podcast #ListenNow #FinanceUpdates #BankingIndustry #PolicyDiscussion

Emerging Farmers Program: Connecting Knowledge and Practice in Agriculture | 5-30-2025

In this episode, we dive into the Emerging Farmer Program hosted at South Dakota State University, featuring interviews with industry experts and program leaders. Join Nate Franzén and Michelle Rook as they discuss exciting educational tours, including visits to cutting-edge ag facilities. They will learn from renowned speakers about essential topics such as risk management, marketing strategies, and family business dynamics. Discover how this program aims to equip the next generation of farmers with the skills and knowledge they need to thrive in the agricultural industry.

The Emerging Farmer Program is a transformative initiative to empower the next generation of agricultural leaders. Participants will engage in a curriculum focusing on essential skills such as financial management, risk assessment, and leadership development. This program is designed to equip young producers with the knowledge and tools necessary to succeed in the agricultural industry.

#EmergingFarmers #FirstDakota #Agribusiness #FarmManagement #FinancialEducation #LeadershipDevelopment #YoungProducers #FarmingCommunity #AgriculturalTraining #SuccessStories #FutureFarmers #RiskManagement #SustainableFarming #FamilyBusiness #FieldTrips #FarmersOfTheFuture

AgriVisions with First Dakota 5.23.25

Jeff Wolfgram, Dakota MAC manager, discusses the interest rate climate and the steepening of the yield curve. Listen here to learn more. 

AgriVisions with First Dakota 5.16.25

AgriVisions with First Dakota 5.9.25

AgriVisions with First Dakota 5.2.25