First Dakota National Bank

Harvesting Hope: The Impact of Recent Rainfall on Agriculture | 8-11-25

Michelle Rook speaks with Nate Franzén, President of the Agribusiness division at First Dakota National Bank, about the current agricultural landscape. With ample moisture returning after years of drought, many farmers face promising yield prospects, but challenges like excessive rain, hail damage, and harvesting delays persist.

Nate shares insights into the impact of these weather conditions on crops like wheat and hay, highlighting regional disparities in moisture. Discover what this means for farmers as they navigate both opportunities and obstacles this season. Tune in for valuable perspectives and strategies for success! Don’t forget to like, comment, and subscribe for more agribusiness insights!

#Agribusiness #Farming #CropYields #WeatherChallenges #MoistureLevels #HarvestSeason #Wheat #Agriculture #SustainableFarming #FarmersInsights #HayProduction #HailDamage #ClimateImpact #RuralLife #AgricultureNews

What Happens If The Fed Stops Raising Rates? | 8-4-25

In this Agrivisions segment, Michelle Rook speaks with Nate Franzén about the Federal Reserve's decision to leave interest rates unchanged, creating an interesting economic environment. Nate highlights that the Fed is now balancing multiple mandates, including inflation. He also touches upon challenges farmers and banks face in this changing financial news landscape. Stay informed with First Dakota's insights on the Federal Reserve decisions and their impact on agribusiness.

#FederalReserve #InterestRates #Inflation #Unemployment #EconomicInsights #Tariffs #Podcast #Finance #Agribusiness #EconomicOutlook #MarketTrends #InterestRateDecision #EconomicPolicy #FinancialNews #EconomicUncertainty

Growing Together: The Integration of Keep Farmers Farming within the SD Ag Foundation | 7-28-25

In this insightful discussion, we delve into the critical topic of farm transition planning, as highlighted at the South Dakota Bankers Conference. Featuring experts like Alan Hojer from Keep Farmers Farming, the conversation stresses the importance of having a robust estate plan to safeguard farm and ranch assets. The panel, including attorneys and financial specialists, offers valuable advice on navigating the complexities of estate planning. Additionally, the integration of Keep Farmers Farming with the South Dakota Ag Foundation reflects the growing need for support in agricultural transitions, empowering farmers to make informed decisions for a sustainable future.

#FarmTransition #EstatePlanning #Agribusiness #KeepFarmersFarming #SouthDakotaAg #Ranching #FarmersSupport #FinancialPlanning #AgricultureFunding #SustainableFarming #Farmers #BankingConference #FarmAssets

A New Chapter: Celebrating the Opening of our New Building Serving Pierre and Fort Pierre | 7-21-25

We are excited to announce the opening of our new building, which is dedicated to serving the communities of Pierre and Fort Pierre. This latest chapter represents our commitment to providing enhanced services and fostering connections within our community. Thank you to our Pierre area customers for an incredible ten years! We are optimistic about the future and look forward to continuing this journey together.

#CommunityInvestment #GrandOpening #Pierre #FortPierre #BankingWithCare #CustomerFirst #Celebrating10Years #TogetherWeGrow #CommitmentToCommunity #FutureFocused #BuildingConnections

Future-Proofing Agriculture: Legislative Insights | 7-14-2025

In this podcast, we explore the recent legislative changes affecting the agricultural industry, particularly the Acre Act and its implications for farmers and community banks. Join us as we discuss the benefits of new tax treatments on ag loans, the collaboration between financial institutions and agriculture, and how these policies provide greater stability and certainty for the future. Tune in to gain insights into the evolving landscape of agricultural financing and what it means for farmers and ranchers alike.

#Agriculture #Banking #AcreAct #Farmers #CommunityBanks #AgLoans #TaxReform #LegislativeChanges #FarmCredit #SupportLocalFarms #AgriculturalPolicy #FinanceForFarmers #Ranchers #EconomicGrowth

Mid-Year Financial Checkup: Essential Tips for Farmers and Ranchers | 7-7-2025

In this informative discussion, financial expert Nate Franzén emphasizes the importance of conducting a mid-year financial review for farmers and ranchers. They outline best practices for tracking actual performance against budgets and offer strategies to stay disciplined in financial management. With insights on utilizing accounting resources and software, they encourage producers to take a proactive approach in assessing their operations' financial health. This guide serves as a reminder to prioritize financial reviews to ensure agricultural success and stability.

#FirstDakota #Finance #RuralEconomy #EconomicGrowth

Unlocking Success: Training the Next Generation of Ag Bankers | 6-30-25

In this segment, we explore the importance of training the next generation of agricultural bankers with an experienced instructor from the South Dakota Bankers Association. Discover key topics covered in the program, including financial analysis and problem-solving, and learn why well-trained bankers are crucial for supporting rural America’s agricultural sector. Join us as we discuss the future of ag finance and the impact of education on the industry. 

#AgBanking #RuralFinance #AgricultureEducation #BankingSkills #AgriBusiness #FinancialLiteracy

Emerging Farmers Program: Preparing for Future Challenges | 6-23-2025

In this episode, we dive into the Emerging Farmer Program with Nate Franzén and Michelle Rook.

Emerging farmers are a vital force in modern agriculture, tackling challenges like climate change and market volatility with innovative and sustainable practices. They prioritize environmentally friendly techniques to enhance crop yields while preserving soil health and conserving resources. By leveraging technology and building community networks, these farmers are not only enhancing their operations but also promoting local food systems and food security. Their commitment to sustainable agriculture positions them to shape a resilient future for farming, ensuring a positive impact on both the environment and the economy.

#EmergingFarmers #Agribusiness #FarmManagement #FinancialEducation #LeadershipDevelopment #YoungProducers #FarmingCommunity #AgriculturalTraining #SuccessStories #FutureFarmers #RiskManagement #SustainableFarming #FamilyBusiness #FieldTrips #FarmersOfTheFuture

Why Local Banks Matter: Strengthening Our Communities | 6-16-2025

Today, we explore the critical role of community banks in fostering economic growth and vibrancy in rural America. As the number of local banks continues to decline, we discuss the implications for communities and why supporting these institutions is essential for maintaining strong, resilient economies. Learn how overregulation is challenging small banks and discover the mutual benefits of banking locally.

#FirstDakota #CommunityBanks #RuralEconomy #EconomicGrowth #LocalBanking #SupportLocal #BankingResilience #Overregulation #FinancialLiteracy #CommunityDevelopment #SmallBusinessSupport #RuralAmerica #BankingLocal #EconomicVibrancy #FinancialInclusion #InvestInCommunity

Banking on Change: Navigating Policy and Regulation | 6-6-2025

Join Michelle Rook and Nate Franzén, President of the Agri-Business Division, as they delve into the latest developments in the banking industry. In this episode, they discuss insights from the Central States Bankers Convention, highlighting the evolving regulatory landscape under the current administration. Discover the implications of recent appointments, such as Mickey Bowman as the director of bank supervision for the Federal Reserve, and the potential changes to the controversial 1071 policy regarding small business loan disclosures. Tune in for an informative conversation on how these updates impact community banks and the broader agribusiness sector.

 

#BankingOnChange #Agribusiness #CommunityBanking #RegulatoryReform #SmallBusinessLoans #BankPolicy #CentralStatesBankers #MickeyBowman #DoddFrank #FinancialRegulations #Podcast #ListenNow #FinanceUpdates #BankingIndustry #PolicyDiscussion